What We Do


We are lawyers. We are not a credit repair organization, like the kind that takes your money every month and makes promises to fix your credit.  Instead we are lawyers that can represent you in bringing a claim against a credit reporting bureau for failing to fix the mistakes on your report once your identity is stolen.  Additionally we may be able to bring  a claim against any party who's negligence resulted in your identity being stolen. 

4 Easy Steps


1. Put the Credit Bureaus on notice via Dispute letter.   

2. Put your lending institutions and creditors on notice via dispute letter.

3. Notify Law enforcement. 

4. Under the Law the Credit Bureaus have a duty to cooperate with you and clear your credit. If they fail you may have a claim against them.  In addition you may have a claim against any any party who's negligence resulted in your identity being stolen.  We can represent you on those claims. 


Fees and Guarantees

Under the Fair Credit Reporting Act you are entitled to have your attorneys fees AND costs paid by the at -fault parties. We guarantee that we will seek to recover attorneys fees from the at- fault parties in your case.  In addition to having your attorney fees and costs paid you may be entitled to money damages under the Fair Credit Reporting act - we will pursue these damages for you and attempt to get you paid.  Results  as to damages may vary on a case by a case basis and require attorney opinion. 



We are not a credit repair organization. We do not charge you any monthly fees to "fix your credit".  We are attorneys. We use federal law, specifically the Fair Credit Reporting Act to file claims in court and seek money damages for our clients in connection with  inaccuracies on their credit report. 

Inaccuracies may include monies that are claimed to be owed but in fact are disputed and not owed; instances where people are claimed to have missed payments when in fact they did not; instances when a furnisher is claiming that the monies that are owed are in fact larger than the amount actually owed;  mixed identity files, where the credit profile of a parent or some other individual with the same name as the consumer gets mixed up with the consumer's credit report and causes confusion and injury in the form of denied credit, worry and upset, poor credit offers and victims of identity theft. 

We are lawyers that fight to fix your credit. We do this by bringing a claim against credit reporting bureaus such as Transunion, Experian and Equifax to name a few.  The law that governs most of what we do is called the Fair Credit Reporting Act (FCRA). It is a federal law that can be used to hold credit bureaus accountable for their failure to correct your credit report and make sure that all of the information on your credit report is accurate.  If you have been a victim of IDT, or have inaccurate, incomplete, or unverifiable information in your credit report the credit bureaus have a duty to cooperate with you and clear your credit. We can help you with that process by bringing a claim against the Bureaus for you.  In addition you may have a claim against the entities who's negligence resulted on your identity being compromise to being with. We may be able to help you by bringing a claim and seeking money damages against said entity as well. 

Law office address: Sharmin & Sharmin P.A. 830 North Federal highway Lake Worth, Florida 33460 Tel:561-655-3925 Email: - Fax: 561.202.9041.  By Clicking on the Above Link you Attest that you have read and  Agree with our Privacy Policy We will not sell your information but will send you our own promotional material. You can Opt out at anytime. Each Case is Unique and past results don't guarantee future results.